Last updated: September 11, 2025
Welcome to SwiftPay ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our global money transfer platform and services. By accessing or using SwiftPay, you agree to be bound by these Terms.
By creating an account, accessing our platform, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services.
SwiftPay provides a digital platform for global money transfers, including but not limited to:
To use our services, you must create an account and provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You may not use our services for:
SwiftPay charges fees for our services as disclosed at the time of transaction. All fees are non-refundable unless otherwise specified. Exchange rates are determined by market conditions and may include a margin.
To the maximum extent permitted by law, SwiftPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of our services.
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.